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Free RES exam notes · Lessons 15–16

Lessons 15–16: HDB notes

Public housing: HDB and its Act, Standard, Plus and Prime flats, who may buy, income ceilings, CPF grants and the HDB loan, the HFE letter, the resale process, the MOP, ethnic and SPR quotas, renting out, the resale levy and the rules for salespersons. Figures as at 4 October 2026.

9months
validity of the HDB Flat Eligibility (HFE) letter
21days
HDB option period, calendar days, expiring at 4 pm
$16,000
family income ceiling for HFE applications from 24 Aug 2026
10years
MOP of Plus and Prime flats, new or resale

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Our own summary. Figures checked against official sources on 3 October 2026.

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