How property is paid for and taxed: sources of finance, the instalment formula, MAS loan limits, HDB loans, CPF use and refunds, property tax, stamp duties, GST and income tax. Mostly calculations: know the tables and the order of steps.
55%
TDSR: all debt repayments as a share of gross monthly income30%
MSR: property loan repayments, for HDB flats and ECs within MOP75%
top LTV on a first bank housing loan within the tenure and age-65 tests, or an HDB loan14days
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